I just wanted to tell everyone that i sent a planetfeedback comment to cap 1 a week ago and today looked and found my limit had doubled. Now my limit was only $300(now 600),but i still consider it a success. i also got a GM rewards card with 1500 limit 2 wks ago.I couldn't even get a credit card a year ago... THANKS ALL!!!! I'm on a roll.....lol
That's Great news! I had also PFB'd my Cap1 card to a respectable limit. With Cap1 it is just easier to skip CS or R and go straight to the executive office. After 3 or 4 months (or so) try it again. Can't hurt, they can only say no. Congratulations. -Peace, Dave
It feels good to finally get a credit card that i don't have to pay an annual fee on and i actually have decent rates (under 15.99%)..... I also got instant approval for a getsmart visa,but I still don't know the CL . I also want to say that if it were not for this site,i would still have the credit blues.......
I got the cap 1 in ctober of last year with a 300 limit. It's a gold card with no annual fee.I guess some cap 1 gold cards have a $59 annual fee....
My GARBAGE "GOLD" card they were trying to sell me was $72.00/year!!! LIMIT $325-$3,250 (I HAVE NO CARD UNDER $5,000)
Now why would they make you pay for a card that I got,with a lower score.These people make no sense....
"PROFITIBILITY DENIAL"...I get denied because they MAY not make enough money off me because I will use the card to THE BEST OF MY ABILITY TO BENEFIT ME~~~NOT THEM!!! I use a 0.00% card then pay in full just before it runs out... I got 5.90% BT PAID IN FULL BEFORE IT GOT JACKED BACK UP TO 13.74%...
I was also curious.I have a FCNB mastercard.It has a annual fee on it.Has anyone got them to get rid of the annual fee? I transfered the balance to another card.I want to keep the card ,but not if i have the annual fee.....