I'm thinking of applying for the Capital One Miles card but wonder whether or not I'll get approved. I don't want to waste an inquiry. I already have the K-mart card and the standard gold card w/ good payment history. But my scores are still between 620-642. Do I have a chance? Should I even bother? Calmest_LA
I wouldn't imagine you'd have a shot at it with those scores. Sorry. You might try looking for my Umbrella Bank thread "DaveLV's Trick" and apply there. You have to open a deposit account, but if you are offered their Platinum Visa (remember, it's a soft inquiry) it has an air rewards program that's BETTER than the Miles One card.
Sorry, I agree, I wouldn't waste the inquiry. I think they are very stringent on the MilesOne card approvals. As a matter of fact, when I went to the website to inquire about the "No hassle" Platinum card, there was a pop up screen that stated you can't apply for the card at this time if you currently hold a Capital One card. That sucks!! :-/
