Cap 1 Negotiation

Discussion in 'Credit Talk' started by AnnMarie, Apr 29, 2001.

  1. AnnMarie

    AnnMarie Well-Known Member

    I expect to talk to the advocate's office tomorrow, would like some opinion on what I would like to see done with accounts.
    Total of 4 accounts
    Age Credit Line Bal Int % Type of account
    15mos 600 0 19.8 Classic/Gold?
    15mos 600 50. 17.9 Gold
    9mos 300 0 15.9 Kmart
    2 mos 1000 985* 19.8 Gold

    *in a Yahoo account

    I told them I wanted reasonable rates, credit lines that were appropriate for the type of account and no annual fees.
    I would like to hear some opinions.

  2. breeze

    breeze Well-Known Member

    I know I always go for higher limit, then for lower interest rate.

    I tried both at once, got the lower rate, but no increase.


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