I received an offer from Cap 1 for a pre-approved $3,000 credit limit and was wondering if I should go for it. I have not gotten my FICO scores but I know based on one of the online pulls that they are probably below 600. I think it would be highly unlikely I would be approved so I would just end up with a hard. Why do they send these to people with low scores?Do the promotional inquiries only give them limited information and then when people apply, they pull a hard and deny them because they really see how crappy your credit is? It amazes me that I continue to get pre-approvals and I know my credit right now is not so great (soon to be better hopefully). Just curious if any one knows why they send these only to shoot us down.