My auto refinance is being reported on Experian as LSE/SUMMIT ACCEPT. It is being reported as an installment account.
Cap One Auto acquired Summit Acceptance [edit] Better yet: In July, 1998, Summit Acceptance Corporation became a wholly owned subsidiary of Capital One Financial Corporation. Founded in 1985 and based in Dallas, Texas, Summit Acceptance Corporation changed its name to Capital One Auto Finance, Inc in December, 2000.
I'm in the process of disputing the fact that they're reporting this as an installment loan, not an auto loan. Apparently, the scoring systems look poorly on an unsecured loan.