I got a letter from Cap One dated March 12, 2003. They informed me that they had purchased a very old charged off debt and that I needed to send them the money. I fired off a validation letter the very next day and got the green card back dated March 24, 2003. Now I just got a letter from Cap One saying I could open a Cap One account with the balance of the charge-off on the card blah blah blah. I've yet to receive the validation that I requested. This new Cap One "offer", which I would never ever take them up on, seems to me like continued collection activity without validating their authorization to even collect on this charged off debt that they think I allegedly owe them. Do I have Cap One on a FDCPA violation??? Any thoughts? Thanks.
