Cap One Cl increase/combining cards

Discussion in 'Credit Talk' started by Hermit5, Jun 22, 2002.

  1. Hermit5

    Hermit5 Well-Known Member

    Quick question. I am due for a line increase next week and I want to combine 2 cards.(and ask for rate decrease)

    Will Mr. Cooke do this all at once?
     
  2. Nave

    Nave Well-Known Member

    Depends on the situation, but I know he can do them all at once if your situation entitles you.

    -Peace, Dave
     
  3. Hermit5

    Hermit5 Well-Known Member

    I'm about 630 on reports. Subprime with Cap One. No lates, no over limits. One account is 24 months old and the other is a toy plat. 5 months old. Have a third toy that is 2 months old. Carry a balance.

    I could do a BT from Providian if needed.

    What do you think?
     
  4. jrjr35

    jrjr35 Well-Known Member

    With that 630 score you should be able to start to break into prime cards...i'd stay away from CapOne lousy CL lines
     
  5. Hermit5

    Hermit5 Well-Known Member

    Hey Nave;

    Just spoke with a rep at Cap One and he said they don't combine cards anymore. He said they stopped except for very special circumstances.
    First I have heard of them doing so.
     
  6. Hermit5

    Hermit5 Well-Known Member

    I still have some derogs so I am with them for now.
    What prime would look at me with 630's?
     
  7. jrjr35

    jrjr35 Well-Known Member

    I'm not sure possibly citi AA.
     
  8. Nave

    Nave Well-Known Member

    I just spoke with Mr. Cooke last month and they were combining them then...I would ONLY deal with Cap One through PFB and or Mr. Cooke. That is the ONLY way to get the truth or get results with Cap One.

    -Peace, Dave
     

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