I sent them a Nutcase letter in mid-january and here's what they responded to me. BTW it's a paid charged-off account. How should I proceed? Do i send another Nutcase letter? "Thank your for your inquiry regarding your credit bureau report. After researching your account we took the following action: Reported the above referenced account as paid in full with R9 status. Cap One forwarded it to the 3 CRA's Please allow 60-90 days for the CRA's to update the info on your credit file" What is R9 status? I want this deleted NOT a change in status. Someone help me out!!!
R9 is the code for charge-off. From the sound of it, Cap1 isn't doing you any favor. They're simply going to report it as a paid charge-off, which sounds like the way it was being reported earlier. I wonder what kind of research they did and where it was done (i.e., in India?). Sounds like it's time for the next of the nutcase letters. Just my 2¢, John
I thought so, maybe it did come from India at the bottom it said Sincerely JW Cap One Financial Services who in the hell is JW? I'm no fool, they are getting blasted now!!!!
