Cap One late pays

Discussion in 'Credit Talk' started by mambomn, Jul 8, 2001.

  1. mambomn

    mambomn Well-Known Member

    Has anyone had any success removing legit. late pays from CO?? Over X-mas, I missed two payments and now have a 30 and 60 late pay showing on all my CRAs'. Since Feb, I have $0 balance on the account. I called CO and asked if they could remove the late pays from my CR, but they said that they "legally" could not remove correct information.
    The only other thing that they suggested was writing a letter to their Correspondence Dept (PO BOX), but I am not too positive about this.

    Any suggestions are appreciated. I am planning to apply for a mortgage in Nov and would like to remove the late pays from my record (only blemishes).

    Thanks for your help!
  2. MiamiBlues

    MiamiBlues Well-Known Member

    Several posters on this board have had success in dealings with Capital One by working with their consumer advocate, Mr. Miller. The way it was explained to me was go to Planet Feedback ( and write a letter via that site to the CEO. It will be referred to Mr. Miller who in turn will contact you.

    Try that, it might work for you.

  3. mambomn

    mambomn Well-Known Member

    Manny, thanks for the advice. I will try it and see what happens.


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