As some of you know, I filed BK early this year, I had a $0 balance on two secured $200.00 cards from Cap 1, so I did not include them! I've called Mr. Miller, and Mr. Cooke several times, 2-3 months apart, and today, just 5 months after my BK7, I have the following: CAP ONE VISA GOLD $1500.00 LIMIT, ($49.00 sec deposit refunded today!) 14.9 APR CAP ONE MC GOLD $1100.00 LIMIT ($99.00 on deposit, will be refunded in May 02)14.9 APR CAP ONE VISA GOLD $500.00 limit (just accepted, no deposit, Mr. Cooke said when card arrives, call him, and he'll increase the limit, and lower the APR) Mr. Cooke was very friendly!! By far, they are the nicest in my opinion after a bankruptcy. Curious though, I wanted the cards combined for a $3100 limit, he couldnt do it. He said something about the heirarchy of the cards..oh, well, I guess I'll carry 3 cap 1 cards!!!! Any other positive experiences? BTW, CAP1 IS AWARE OF THIS BOARD, they said they review it from time to time, just to see how they are doing, and from what he told me, they have practically UNLIMITED power to do whatever is necessary to please the customer!! Just wanted to share!