I remember reading before that Capital one would pull all three reporting when applying. Do they still do this?? My friend keeps getting offers and wants to try them, she needs to start somewhere I guess. But does not want to get all 3 pulled, her TU is not very good but the others are okay. Thanks
They did it to me also! I am disputing the inquiries. I think they look for the lowest possible score. I plan to send them a denial letter when it arrives. 300.00 w/ a 59.00 fee calls for an instant denial from me. I applied for the platinum received a gold. Does not classify as a Gerorge "Toy Card"
Hey, it shouldn't affect you much if they pull your TU score and it's low. They pulled all three of mine and my TU was my worst score...I was approved. Cap 1 is the best! I've had their card for a year now...they've since then issued my two new cards and raised my limits (just a little bit). I highly recommend applying for Cap 1, even if your scores are low. I think they take the middle score from all three of your reports.
