can someone help me out with this. Looks to me like they are trying to reage every month. I mean really, how many times can you charge off an acct. I have complained to Cap 1 executive, the Virginia State corporation commission bureau of financial institutions, the FTC and I may have to sue. 4/03 is the month I changed my charged off acct to a new acct(big scam)Look at this excerpt from my EX report and let me know what you think: Date opened/ Date of status/ Reported since. Last reported Cap 1 bank 12/97 11/00 1/98 4/03 Status_ Acct charged off/past due 180 days. $665 written off. $1045 past due as of 4/2003 Account History: Charge off as of 4/03, 11/02, 10/02, 8/02, 7/02, 2/02, 7/01, 6/01, 3/01, 2/01, 11/00 180 days as of 10/00 150 days as of 9/00 120 days as of 8/00 90 days as of 7/00 60 days as of 6/00 30 days as of 5/00, 1/00(WTF!!!) This item was verified and updated on 7/03 I am almost positive these are the wrong dates of charge off it is listed on PG as at least 120 days or more than 4 payments past due(EQ) Paid was a charge off(EX) Thanks for your help
I think the date of status here is 11/00... which means it's 3 years old for scoring purposes. I think the last reported 4/03 date is just the last time they updated or verified a disputed on the line, right?
