I really enjoy this site I think it is very informative. I have a question. When I dispute items on my cr I should only do one at a time or does it really matter. My other question is I have 2 cc charge-offs on my credit report from cap one one is for 5k the other is for <1k should I make payment arrangements dispute them or am I just screwed. Thanks for any help you can provide.
I would try to do a pay for delete. CapitalOne doesn't like to do that though. I had an account that I paid to NCO (Cap1 acct) and was able to get them to remove it after I had paid, but it was a lot of work. The account under $1000.00 probably has less of a chance of getting you sued, so I would try and work on the larger account first.
