Cap1 charge-off/new card offer

Discussion in 'Credit Talk' started by Tazzlarie, Jun 24, 2002.

  1. Manequinne

    Manequinne Well-Known Member

    Backspace,

    Hi,

    I really appreciate your advice.

    I had no idea of that.

    I really thank you. Now I know what to do.

    Again, THANKS!!!!!!!!!!!!!!
     
  2. backspace

    backspace Well-Known Member

    No problem, let it work for you. Just to clarify Home Depot disputes arent' handled that way. They have their own dept, but if it's old (more than 5-6yrs old it will) Home Depot Credit Services just have business center located in that office of about 180 employees. One in New Mexico(100 Employes), and One Here in Atlanta(250 Employees)... I love to drop science on MBGA/GECapital/MBUSA.........
     
  3. javan

    javan Well-Known Member

    Well now I've changed my toon! I would say accept the offer as you planned. AND continue to dispute the original debt to get it removed. How does the debt read on your CR? Is CAP1 noted or is it still the OC? Reason I ask is because on my EQ & EX reports the tradeline continued to report as a debt from the OC and I was able to dispute as not mine and get it removed. TU, as I mentioned, changed the tradeline to a CAP1 account with no mention of the OC. This is why I am having a tough time getting it removed. You may be able to use this strategy if the OC is still noted.

    Just thinking out loud. Whaddaya think?
     

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