I have used Planet Feedback for Capital One before with great results, and I applied for another card, and got a $200 limit (no security deposit). I have heard people mention to use PF to get the limit raised right after you receive the card. What do I say in the letter? Do you think I could get a higher limit and a lower APR at the same time? How high should I shoot for. My other card is at $600. right now...
You should call and tell them that you want to close your new card. They will transfer you to the retention Dpt and probably they will increase your line to $500 immediately.
actually i went from $200 to $700 immediately. Didn't have to talk to retention or anyone just the customer service lady.
I just called (as in the last few days and have a thread here on it) and told them I wanted to close, not worth fee for $200 limit. They upped it to $500 and cut the yearly fee. I pushed the button for close account and got a real person. Keep us updated and good luck!