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Discussion in 'Credit Talk' started by Mike, Apr 19, 2001.
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I tried and got the classic bait and switch participation fee still on it (I had never had one of THOSE on my other accounts)
So I took the new terms, negotiated better, and that way I've got 2 visa's aging. in 2 years I'll combine them and get platinum (I've been told platinum is really just an issue of credit line. 5K or better and it's yours).
I just didn't qualify for the 5k. But I do agree... the terms they initially gave me were bait and switch.
Cap1 Platinium is toughest card to get My brother applied on-line and he got approved for the classic card with $4.00 monthly fee and 19.8% APR. He didn't take the card and he get perfect credit with a couple of Platinium cards.