Cap1 Results!!!!!!

Discussion in 'Credit Talk' started by AnnMarie, May 2, 2001.

  1. AnnMarie

    AnnMarie Well-Known Member

    Just got off the phone with the advocate's office from Cap 1. I had adjustments on all four of our accounts. Here are the results.

    % to % CL from to fees
    15.9f 12.9f 200.00 1200.00 none
    17.9f 13.9f 600.00 1600.00 59yr/none
    18.8v 13.9f 500.00 1500.00 59yr/none
    19.8f 15.9f 1000.00 2000.00 4mo/none

    It was my option whether to combine accounts or not--but I would lose the 2nd line increase. So I decided to go ahead and wait on that decision. It was kinda hard getting in touch with him--phone tag-- but once we did get to talk it was great, he was very nice.
    I am happy with my results and I will now keep my Cap 1 cards.

  2. MikeG

    MikeG Well-Known Member

    Congrats, I will be calling again today.

    Mike G.
  3. Nave

    Nave Well-Known Member

    I guess we cancel each other out :)

    In one day they make me wanna cancel mine and at the same time change your mind about cancelling.

    Still mad at cap one, but very happy for you AM!

  4. AnnMarie

    AnnMarie Well-Known Member

    Thanks Dave :)
    I think I got some sympathy since the guy could hardly understand me--due to the gauze in my mouth from DRY just can't get any better! lol....but I am pleased with the Cap 1 results indeed.....did you fire off that letter yet?

  5. Nave

    Nave Well-Known Member

    Not yet,,,gonna wait until the check clears and I try having cap one remove the fees without it.

    Maybe when I call I will JAM a paper towel in my mouth...well test your theory :)

  6. mother2

    mother2 Well-Known Member

    You 2 are too funny!

  7. marci

    marci Well-Known Member

  8. AnnMarie

    AnnMarie Well-Known Member

    FUNNY Dave.....just make sure of what it is you're shoving in their first.....


    you are gonna get it in chat! you just wait
    *evil grin
  9. Jim

    Jim Well-Known Member


    This is outstanding. I was happy with my reduction in apr. to 13.9% and a $300 limit increase on my $3K card. But a $1K increase on 4 cards. WOW is all I can think to say.

    P.S. Cap One Platinum at 9.9% must be in your future.
  10. CardKid

    CardKid Well-Known Member

    Ann Marie,

    You should combine them all into one account (keeping the one with the longest history) and then ask to have that card upgraded to a Platinum.

  11. miles

    miles Well-Known Member

    That's great AnnMarie. Congratulations!! You had much better luck with them than I did, but I must admit I wasn't as persistent as you. You're my HERO!! :-D

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