Just got an email from Capital One: Capital One Statement Notification "As a valued customer of our Online Account Services, each month you will receive an e-mail notification that your current statement is available online..." Valued customer? Hey....I thought I canceled? So I logged in and found that they raised my credit limit from $200 to $500...BFD! I don't need them now, especially since they don't report limits. I'm cracking up at the fact that they tried to be sneaky and slide me this email so I would log in and notice what they did. So recap: I called to cancel and got transferred to retention where they offered to *possibly* credit my annual membership fee in 2 months. I said no thanks. Then they offered to raise my limit $100 (HA!) and I still said no, I have plenty of other cards now...the newest being a Gold Citibank AAdvantage card w/ $10500 limit. I don't think anyone in the history of Capital One has gotten a $10300 increase so they pretty much couldn't say anything. Then 2 weeks later they send me a letter to reconsider and they would wave my annual fee. Then today I get an email to log in and check my account and notice the $300 increase. Whoopty Woo :-\ Capital One was good to me during my time with them (4 months) but they can't top Citibank.
i agree. good starter card. Mine is my oldest tradeline, now $2100 with 13.9% apr. I gotta keep it for that reason alone. otherwise, i dont even use it except for ebay auctions /paypal (could care less if it gets stolen online like it has been before)..