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Discussion in 'Credit Talk' started by lsmith, Jun 28, 2001.
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You can start rebuilding credit now,but I would suggest you start by app. for a secured card from Cap-One..
If you go secured they will give you a limit three times your deposit. They offered me an unsecured card while my BK was in process (they got my name through court records and know I have a BK). The interest rate is a little lower on the secured card. Other posters have posted that they will offer you a Spiegel card after you have established a good history with them (as early as 6 months after opening I think).