capital credit?

Discussion in 'Credit Talk' started by melodee, Jun 3, 2000.

  1. melodee

    melodee Guest

    Has anyone ever heard of a company called Capital Credit? Not Capital One....but Capital credit....its out of santa ana heights California. I'm afraid its another attempt at a scam. They sent us a "pre approved" notification saying that we are approved for a "gold card" with a 15000 limit. 0% APR for the first year. But thats about all they say. There is no phone number, and it doesnt even say what kind of credit card it will be. Is it even an actual credit card company? I cannot find any thing at all about them on the net. There are no terms listed on the back or anything....they want a check for $37 for the "membership fee" any information would be appreciated..thanks
  2. Alex - Cre

    Alex - Cre Guest

    I would definitely stay clear of this deal,
    any company that is not willing to reveal their terms of service BEFORE you send in your hard earned money is more than likely a scam, and if I'm not mistaking ALL companies are required by law to disclose the full terms of a credit card agreement on their sales letters. Beware!


    Free Credit Repair Information!
  3. arthur

    arthur Guest

    I got this in the mail today as well, it definatly sounds like a scam, I am gonna write the address though, and ask for more detail, and demand a phone number,as well as inquire to the AG of where they are located.
  4. Doris K.

    Doris K. Well-Known Member

    I got some sort of sales pitch on the telephone this morning. Someone tried to sell me a membership for some club in which I would receive cash back for just about everything. It was so liberal that even if I did my own automotive work, I could just write myself a receipt and send it in for a cash rebate. What a load of bullshit!

    Another great aspect of the plan is that I could receive a credit card for which I could decide my own credit limit--all I'd have to do is tell them how much I want, and I'd get it. They forgot to mention to me that after telling them how much I want, I'd have to send in that amount. The card is from Sterling Bank and Trust, which deals exclusively in SECURED credit cards!

    The thing that had me cracking up on the phone was finding that the only way to review their offer in writing would be to give them my checking account number. I didn't even find out the amount they wanted because I was laughing so hard. The lady told me I needed to get a life and that people like me belong in institutions, so I felt justified in telling her that silly, loud-mouthed bitches like herself need to get a real job! They belong on street corners where the work is more honest.

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