Capital One Annual Fee

Discussion in 'Credit Talk' started by RichGuy, Sep 1, 2000.

  1. RichGuy

    RichGuy Guest

    Saar has been updating us on his quest for a good APR from Capital One. They seem flexible on that point. But I would like to know whether anyone has gotten the annual fee removed from a subprime Capital One Visa.

    I know they offer the Classic Visa by mail to better credit risks with no annual fee and a 12.9% APR. Given the size of my credit limit ($400), the $59 annual fee costs me a lot more tham the extra subprime interest does. Does Cap One ever waive the annual fee on an existing Visa account?
  2. MS

    MS Guest

    I pay $29 anual fee for their MC card. After one year they refuse me to remove that

  3. RichGuy

    RichGuy Guest

    Thank you. That's the kind of information I was looking for.
  4. dave

    dave Well-Known Member

    I think they are more likely to waive the fee if you carry a balance and pay on time.
  5. RichGuy

    RichGuy Guest

    That describes me perfectly.

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