LAst november I was shopping to refinance my wifes car, well I went to the crapital one web site "big mistake" and I applied online. Next thing you know I have 5 hard inquiries from different vendors. I called crapital one and they told me that when I submited the application online that I agreed to be "*****d out" Please expcuse the expresion but that is what they did to me. Is there a quickway to remove this hards or do I have to weit for bumpage to take lace?