I have a Cap1 chargeoff for about $1500 and would like to pay it off in full. The chargeoff is from 97 or 98. What do you think my chances are of getting a removal from my CR for full payment? I dom't waqnt to reage it but want to get it off to buy a house in the next year or so. Anyone have experience with this?
Hi, I haven't had any personal experience with this, but from the posting here, you can go to www.planetfeedback.com and write a letter to Capital One and a Mr. Cooke will get back to you. You can ask him to delete, but he will probably just change the rating of the account, the way it is reported to the credit reporting agency. Whatever happens, I wish you luck. From recent posts, it seems as if his hands are tied on some things, so I think it will probably help if you were honest with him and let him know you are sincere in getting this cleaned up. Good luck...........