I am very favorable of Capitol One and my credit isin't lousy by any means. I have a short history as of now but even after I do receive all prime credit cards I will still carry a Capitol One card. They were the first bank to extend me credit when MANY others werent. If it wasn't for them I wouldn't have other 5 credit cards I have today.
I used to love CapOne but in my case, they lumped me into a box when I got the card (nearly 3 years ago) and refuse to budge now that my credit and income have dramatically improved. So I dumped them. Of course them actually listing my account as closed is a whole 'nother issue - it's been over a month, they've updated my reports but it still shows as open. Just for kicks I logged onto their website and my account still works, and shows my available credit. Maybe they're not ready to let me go yet?? <G> Ozzy.