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Capital One Express

Discussion in 'Credit Talk' started by JTHREED, Apr 4, 2002.

  1. Apr 4, 2002 #1
    JTHREED

    JTHREED Member

    I have a "subprime" Capital One card now. In todays mail I recieved a Priority Notification that I have been guaranteed an additional credit card - a platinum card with a $7500 limit. We have been working really hard to improve credit. Is this the result or a scam ? Interest rate is a little high 14.9 and a $39 annual fee. Do I want to take the hit on my CR for another inquiry ?
     
  3. Apr 4, 2002 #2
    lbowman

    lbowman Well-Known Member

    Is the new card offer from Capital One? Is it preapproved?

    If you aren't familiar with the company or are uncomfortable accepting the offer, call the company, make sure they offer the card and apply by phone.

    lb
     
  4. Apr 4, 2002 #3
    JTHREED

    JTHREED Member

    Thanks for the response. I am new to this board. My husband is addicted to this site. I got notice in the mail. I read some posts about this exact thing from earlier today.
     
  5. Apr 4, 2002 #4
    sam

    sam Well-Known Member

    Notice "UP TO $7500"

    min credit line is like $200
     
  6. Apr 4, 2002 #5
    dogman

    dogman Well-Known Member

    Hi Sam - they gave me $3500 out of the starting gate...

    Best regards, Dogman
     
  7. Apr 4, 2002 #6
    tzank

    tzank Well-Known Member

    I got the full $7500, so IT is possible to get approved for the full amount.

    Tim
     
  8. Apr 4, 2002 #7
    Marie

    Marie Well-Known Member

    Wow. that's a really decent limit for very conservative Cap1. Now go sweet talk their Exec Dept via planetfeedback :)
     
  9. Apr 4, 2002 #8
    GEORGE

    GEORGE Well-Known Member

    I get the "ALREADY APPROVED" GOLD $72.00/year...limit $325-$3,250...
     
  10. Apr 4, 2002 #9
    JTHREED

    JTHREED Member

    Dogman

    What is your Equifax score ?
     

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