1% Cash Back Earn 1% cash back on purchases from day one with the Capital One® Go CashSM card. One Low Rate Upon approval, you'll save with a low 9.9% fixed APR on all purchases and balance transfers, and enjoy a generous credit line up to $20,000. No Balance Transfer Fees Refinance all your existing debt to this card and enjoy significant savings. With the low fixed APR on all transferred balances, you'll finally get the long-term savings you've been looking for. Just complete the Balance Transfer Request on the bottom of your online application to transfer balances from higher-rate credit cards or loans. Upon approval, we'll do the rest. There's no fee for this transfer service. It's So Easy! Requesting the Go Cash card from Capital One couldn't be easier; simply apply online today or call us at 1-800-982-8585. Upon approval, we'll assign your credit limit, process your Balance Transfer Request, and send you the card that will save you hundreds-even thousands of dollars! ANNUAL PERCENTAGE RATE(APR) for purchases* 9.9% fixed (0.02712% daily periodic rate). Other APRs* Balance transfer APR: Same as for purchases. Cash advance APR: 19.8% fixed (0.05425% daily periodic rate). Default APR: 19.8% fixed (0.05425% daily periodic rate). *See explanation below. Grace period for repayment of the balance for purchases. You will have a minimum of 25 days without a finance charge on new purchases if the New Balance is paid in full each month by the following statement closing date. Method of computing the balance for purchases. Average daily balance (including new purchases). Membership Fee $9 Annually. Minimum finance charge For each billing period that your account is subject to a finance charge, a minimum total FINANCE CHARGE of $0.50 will be imposed. Miscellaneous Fees Cash advance fee: None. Late payment fee: $29 if your balance at the time the late payment fee is assessed is less than $1,000. If your balance at that time is greater than or equal to $1,000, fees for late payments will be $35. Over-the-credit-limit fee: $29. Balance Transfer fee: None. Returned check fee: $29 *All your APRs may increase to a default rate of up to 19.8% ANNUAL PERCENTAGE RATE (0.05425% daily periodic rate)if you default under this Card Agreement that you have with us because you fail to make a payment to us when due, you exceed your credit limit or your payment is returned for any reason. Default APRs will be effective starting the billing period immediately after the occurrence of any of the specified events. Factors considered in determining your default rate may include your general credit profile, existence, seriousness and timing of the defaults under any Card Agreement that you have with us, and other indications of the account usage and performance. Your minimum payment will be the greater of 3% of your outstanding balance or $10. If your balance is less than $10, your minimum payment will equal your balance amount. Your account must be open to receive a Year-End Purchase Summary and to use other program benefits. The minimum credit line is $5,000. The 1% cash rebate applies to total net purchases only (purchases minus credits and returns). The cash rebate also does not apply to cash advances, transferred balances, purchase checks, access checks, convenience checks, or travelerâ??s checks. This rebate will be issued to you in the form of a check or credit within four to six weeks after you call in to request the rebate. The maximum rebate amount is $500 per calendar year. To be eligible for this rebate, your account must be open and in good standing (as specified above) at the time the rebate is to be issued. Capital One has the right to change or cancel this cash rebate program at any time. These program benefits cannot be added to an existing Capital One account. link: http://apply2.capitalone.com/8607/1-725/index.jsp?s=08607001725XXCO31XXGOCASHXXXXX Ron.
That's a change! 5,000 min. line. Too bad we can't convert our old accounts to this.....Ah well, still wouldn't do it anyways, I'll never apply for another Cap.1 card again.
They do seem to be trying to move upscale. While the rate is not bad you can get better elsewhere such as Chase's Cashbuilder heck if you revolve over $500 you get 2% and if you qualifiy for preferred pricing it's 8.99% APR.
