Subject: Activate your new card today! Dear MP$40, Thanks again for applying for a Capital OneÂ® credit card over the Internet! You still have the opportunity to accept our offer for a secured credit card. Since you've already been approved, getting your card is easy. Just print this e-mail and clip the deposit slip below, then attach a check or money order for your deposit amount of $199 (made out to Capital One) and mail it to: Capital One P.O. Box 85553 Richmond, VA 23285-5553 Your card will arrive about three weeks after we receive your deposit. Getting Credit Is Smart Getting a credit card is a smart move. You're on your way to: * Receiving an initial credit line of $0 and being considered periodically for line increases * Accruing interest on your security deposit * Building strong credit If you have any questions about this offer, our Customer Service Representatives are available at 1-800-333-7116 to assist you. Sincerely, R. Paige Clay Customer Relations Group Manager P.S. Your offer will expire if we do not receive your security deposit by August 31, 2001. Be sure to clip the deposit slip below and mail your check today! Initial credit line of $0? I'm cracking up! Are these people serious? Maybe I'll call them and say that I'll do it if they lower the desposit to $99? I would be willing to do this and pay the annual $35 fee for the trade line. But not if I have to pay some monthly b.s. fee also.