It's kind of frustrating that you work so hard to improve your file and some creditors still throw you peanuts. I have many positive tradelines; the longest dating back to 1993. The only negatives I have left are one chargeoff which has already been removed from one of my reports & should fall off the other two any time now & 1 30 day late from like 5 years ago (not really an issue). I can't wait to get out of this SUBPRIME HELL! Sorry, I just had to vent. Thanks all for listening!