I just pulled my experian report with credit score from qspace, and as I was reviewing it, I noticed that on both my Capital One gold mastercard and My e-card visa...the credit limit is listed as 0!!!!!!!!! Do you know what that does to a score? I am sooooooo angry. I say they should do away with credit scores altogether. One would have to monitor his/her report on a daily basis in order to make sure the dang thing was accurate!!!
Capital One does not report limits. All they report is the high credit you have ever had with the high balance. Which can be good for you.
If you max your Cap 1 out and it gets on your report for high balance, creditors look at it the same way.
My credit report shows a balance of 350 on my gold master card with a high credit of $0. You can't tell me that that is a good thing!!!!
