I am "GUARANTEED A PLATINUM CARD"...WOW!!!!!!!!!!!!! "0.00% with a $6.00/month fee"... "SORRY I DON'T PAY ANY $6.00/MONTH FEE ON ANY CARD...THAT'S A RIP-OFF..IF I WANTED TO PAY A FEE, I WOULD PAY $60.00/YEAR FOR A UNITED AIRLINES VISA!!! NOT INTERESTED, BUH BYE"
devil's advocate: take the offer, pfb 6 off and get 1k increase for your time, 8.9 fixed. It's actually a great card at those terms