Capital One - mini success

Discussion in 'Credit Talk' started by MikeG, Mar 26, 2001.

  1. MikeG

    MikeG Well-Known Member

    Hello again,

    Well, I just called capital one. Of course, they refused a credit increase. This time they went back to the story that when I combined cards, that was an increase, an thus I need to wait 6 months. Ugh. Anyway, I told them that I refuse to pay a $6 monthly fee when it obvious that my account is not effectively reviewed on a monthly basis. So he reduced it to $3.

    I guess every little bit helps.

    Mike G.
  2. sam

    sam Well-Known Member

    yah $6 sucks, $3 is nominal $36/year for a subprime card is not bad at all. I got them to knock my gold card rate to $24 billable yearly. The monthly fee drives me crazy cause it causes a finance charge at the end of the month.

    Btw, call them up and ask if they will change it to yearly. Sometimes they will give you $100 increase on the spot for doing so.
  3. racinut88

    racinut88 Well-Known Member

    what is it with those damn people... I have one of those two. they said If I keep the 6 a month they can reveiw it every month and when I called back they said no......

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