I acquired this card almost a year ago. I tried for an account with Capital One back in 1998, and was rejected. I tried again last year, and was accepted. Card features: 15K CL 0.0% APR for 3 billing periods, 9.9% thereafter Platinum benefits I haven't heard much talk about this card - am I the only one in existence who has it? My other cards: MBNA Quantum 18.2K CL Discover Platinum 9.5K CL FICO 751 Regards, Oblomov