The last card I applied for before my application sobriety was a KMart card offered through CapitalOne. I was an authorized user on a classic card in 1998, and there was a charge off on the account thanks to dear dad However, CapitalOne recently held up their end of the original debt settlement agreement and reported it as satisfied in full account on my credit reports. I am not sure if CapitalOne has a blacklist. There has not been an inquiry from them for this newest card, and I applied well over 2 weeks ago. It did go through and said they would notify me by mail! So I am curious as to what is going on. I think some people on this board have been in similar situations and have succeeded in getting a card after all. So any help is appreciated Steph
