Capital One is shocking the heck out of me with limit increases. I called Saturday to see about lowering my interest rate. It is currently @ 13.9%. The rep couldn't help me, but transferred me to what I believe was retention. The analyst stated I had the lowest rate for my account right now (yeah right!), but he did have a $1,000 increase available he could give me. Of course I accepted, but was shocked as I had just received a $1,000 increase through the automated system last week! I have been checking my account online since then and did not see the increase yet. I thought maybe he finally realized that I just received one and he would or could not send his increase through. Low & behold, I just checked my account and the increase has been processed. I am so surprised since I couldn't get squat from Capital One less than 1 year ago. I have had the account for 3 years. I figure I can speak with the Executive Office soon about the rate decrease. My highest apr outside of JCB (pay monthly-due to cash back) is 10.9%. Maybe with all the account reviews, they finally realize that I have rised above the subprime offers & limits they dished out to me. I also believe that Mr. Miller may have done something to my account when I spoke to him last to lift me from my subprime hell with them. If they keep this up, I will definately feel better about keeping and using my account. Just thought this may help those of you who are just as frustrated with Capital One as I was. Happy New Year!!!
Hey, George! Yeah, that's standard for Platinum, but I have the Silver card. Since I am at $4,000 now, hopefully Platinum will not be far away. Six months?
Congrats Miles, Thats a Shocking big news!!! $2,000 ??... increase in the past " two weeks "<----- I wonder what happens to that stupid Gold Card.... with a $200 baby limits.. or that recent brand new $500? Herman XPN-760 EFX-731 TU-??
What's the silver card like with C1? Is there a link on the website where it can be viewed? I went from a reg. green card to a gold. Didn't know Cap One had silver.
Thanks Herman...actually this account did start out with that baby limit LOL. It took a while, but it sure has grown.. FINALLY!! mindcrime1- They don't advertise the Silver card. They are actually discontinuing it. I'm not sure yet what I will receive when my card expires mid next year. It is nothing to write home about. As I stated above, it started out with the famous $200 limit. -ROTFLOL KHM :-D I didn't try that, but I may use sexual prowess to get that Platinum. It might work :-D George- The automated limit increase was by phone believe it or not. I was really surprised. Usually it was the old $100-$200 increase.
