As you know i got a default judgment against me even though i showed up at court on dec 16th 2008.Today i received a letter from the plaintiffs lawyers in the case.It stated if i do not contact them about payment set up they will execute the judgment.I have no plans on doing anything of the sort.Do you have any idea what i can expect next?They can't freeze my joint checking account with my wife because on jan 1st 2009 the exempt income protection bill went into effect here in new york.My only income is ss disability which also is exempt.In ny 50,000 of home equity is exempt from money judgments for each person named on the mortgage.I owe more on my car than it's worth.So what can they do to me to try to collect? Thanks
Sounds to me that you ought to do the Christian thing. Tell them to pray a lot. Of course they won't do that so instead of taking your good advice they will most likely send you a nice long letter telling you to be a good guy and fill out their nice little form which asks you to tell them all about your assets and personal business. If they do then post all their questions up here and I will tell you how to answer them. Of course they won't like your answers.
As soon as i get this form to fill out i will let you know.They probably will ask a ton of questions.I gave them a statement from me at the summary judgment hearing stating any attempt to attach any exemption afforded me under nycplr section 63 will show they knowingly are violating the rules of nycplr section 63.I guess they don't care.A lot of big corporations and a lot of big banks are getting bailouts.So why can't poor people like little ole me lol.
You can get a bailout. Anybody can but you don't need one. You are judgment proof anyway or at least you are from what you have stated previously. They can't get a garnishment in place against you and can't do anything with it even if they could. So you don't have much to worry about.
