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Discussion in 'Credit Talk' started by Paul, Aug 25, 2000.
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I got approved for Aspire and denied by Captial one!!
"Bad credit" could describe a fairly wide range, and various sub-prime issuers may have somewhat different approval standards.
Also, your numerical FICO score, and other risk scores (e.g. bankruptcy-prediction, profitability, etc.) can change frequently, so a borderline situation might move either way between applications.
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I was just turned down by aspire online appllication. Capital one just sent me a new Visa with a $2,000 limit when I applied online.
creditors may pull reports from any of the three CRAs and your score may vary form one to another because credit information may differ on each report.
Thanks to each of you for the great stories. I find so much variation between CRA's that I suspect different reports led to the different results.