Capital one! Why?

Discussion in 'Credit Talk' started by Paul, Aug 25, 2000.

  1. Paul

    Paul Guest

    When i applied for a card from capital one i had little hope of getting one since i had a chapter 7 in 98 and other bad things on my report.To my surprise they sent me not one but two cards each with a credit limit of 1,000 which i am currently using.So just recently i applied for a aspire card they said no way my credit was to bad i applied online so their answer didn't take long.Even though they advertise that they give people with bad credit a second chance GO FIGURE!
  2. funny

    funny Guest

    I got approved for Aspire and denied by Captial one!!
  3. CardReport

    CardReport Guest

    "Bad credit" could describe a fairly wide range, and various sub-prime issuers may have somewhat different approval standards.

    Also, your numerical FICO score, and other risk scores (e.g. bankruptcy-prediction, profitability, etc.) can change frequently, so a borderline situation might move either way between applications.

    CardReport.Com - Credit Tools, News, And Reference
  4. roni

    roni Well-Known Member

    I was just turned down by aspire online appllication. Capital one just sent me a new Visa with a $2,000 limit when I applied online.
  5. dave

    dave Well-Known Member

    creditors may pull reports from any of the three CRAs and your score may vary form one to another because credit information may differ on each report.
  6. RichGuy

    RichGuy Guest

    Great Stories

    Thanks to each of you for the great stories. I find so much variation between CRA's that I suspect different reports led to the different results.

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