I applied for the CapOne Plat card and was told, "Sorry, but look, we have another card for you". 0% APR until August 2001 (I'm like HUH? That's next month for all intensive purposes). Annual fee is like $48. What kind of card is this and what kind of limit would I have? By the way, one of their reasons was because I didn't ask for a balance transfer...how WILD is that? I didn't know I HAD to right away. And funny, I didn't see a new inquiry from them on my Equifax report (even though they listed Equifax as the report they used)....but I DID see one on my Experian...hmmmm.