Capital One

Discussion in 'Credit Talk' started by Shantel, Jun 27, 2001.

  1. Shantel

    Shantel Well-Known Member

    Hi All,

    I applied for the CapOne Plat card and was told, "Sorry, but look, we have another card for you". 0% APR until August 2001 (I'm like HUH? That's next month for all intensive purposes). Annual fee is like $48. What kind of card is this and what kind of limit would I have?

    By the way, one of their reasons was because I didn't ask for a balance WILD is that? I didn't know I HAD to right away.

    And funny, I didn't see a new inquiry from them on my Equifax report (even though they listed Equifax as the report they used)....but I DID see one on my Experian...hmmmm.
  2. Jim

    Jim Well-Known Member

    Hi Shantel!

    Sorry to hear about the Platinum (temporary) denial. I plan to ask for an upgrade to Platinum in a few months and I will remmeber the balance transfer matter you brought up when I negotiate.

    Hope you are doing well.

    Best regards - Jim
  3. Shantel

    Shantel Well-Known Member

    Thanks Jim but it's no big deal. I'll deal with it. I wanted to call them and find out what the CL would be, but I don't think I'm going to bother at all.
  4. Jim

    Jim Well-Known Member

    I agree Shantel,

    You are on the road to prime credit so why bother to telephone and ask about the credit limit.

    Marie got a Platinum card after receiving a number of lessor cards and combining them.

    Best wishes - Jim

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