THNAKS AGAIN TO THE PEOPLE ON THIS BOARD THAT REGULARLY OFFER ADVICE. RECENTLY I GOT MY PROVIDIAN RATE DROPPED TO 16.9%. A COUPLE WEEKS AGO GOT MY CAPITAL ONE UNSECURED, AND TODAY GOT THE RATE ON TWO CAP ONE CARDS CUT TO 15.9% AND ONE TO 17.9%. I HAVE JUST STARTED WORK TO REPAIR MY CREDIT SINCE BK ALMOST TWO YEARS AGO. THINGS SEEM TO BE LOOKING UP.
If you don't mind me asking, how long have you had each of your cards? I'm just curious because I've got both those cards, also...
Good to hear you're getting good results, Capital ONe and Providian are excellent cards to start rebuilding your credit. Alex -------------- Free Credit Repair Information... www.Creditinsiders.com
Congrats!! How long have you had the Capital One cards? I have had my Capital One card 26 months. The rate is 20.5% and I need to negotiate it down.
RE: If you don't mind I HAVE HAD MY ORIGINAL CAP ONE (FORMERLY SECURED) CARD FOR TWO YEARS IN FEBRUARY, MY GOLD FOR CARD FOR 7-8 MONTHS, AND MY CAP ONE KMART CARD FOR TWO MONTHS. THEY TOLD ME I COULD ASK FOR ANOTHER REDUCTION IN SIX MONTHS. HOWEVER THEY DON'T HAND OUT MUCH IN THE WAY OF A LINE INCREASE DO THEY.
RE: Congrats!! THANKS...I JUST WISH I WOULD HAVE FOUND THIS BOARD A LONG TIME AGO. I'M REALLY GETTING AN EDUCATION. I GOT MY FIRST CAP ONE TWO YEARS AGO. IT WAS SECURED UP UNTIL A COUPLE WEEKS AGO. MY GOLD CARD IS 7-8 MONTHS, AND MY KMART CAP ONE JUST TWO MONTHS. I HAD 20.6% AND 19.8 ON THE OTHER TWO.