Okay calling all experts! Now that I have your attention. I received an invitation to apply for a Capitol one card. Platinum, I know I don't qualify for platinum, but would like another Visa to work my profile for the next your. I already have a Kmart card from them have my next payment due 9-1-01. My question is how often can I apply. I remember seeing it somewhere but have forgotten. Should I make my first payment (I am going to pay $200 on a 300 bil) and then apply? Also I have s**tload of inquiries from trying to get a Visa. Thanks. Annie