Hi I had a capitol one charge off in 1999 and owe about $1200. I am trying to rebuild credit etc. . I want to know if anyone has had success in getting their Cap1 card back after a charge off.I want to approch them with some sort of settlement offer and or get another card with them..any thoughts or experience working with them ? I have heard of people getting a "new card" that carries the balance of the charged off one which for me would be ideal (I think) since I would have another "good " credit line being reported which is the goal... TIA Sbdmom
You should try to call Mr. Cooke. If anyone can help you it's him. Just tell him what's going on. He's helped me and my husband restore credit. Good Luck. You can contact him through planetfeedback.com or by calling 1-800-955-1455.