Captial One Business Credit????????

Discussion in 'Credit Talk' started by Moya, Oct 8, 2003.

  1. Moya

    Moya Well-Known Member

    I got a pre approved Business Platinum Miles One card offer... Do they report credit limit? or high credit? does this credit card get reported on my credit profile?
     
  2. Mark LA

    Mark LA Well-Known Member

    moya-
    business cards are not reported on your personal credit reports
     
  3. mephisto

    mephisto Well-Known Member

    I received 3 pre-approval letters for this business card from Cap1 within 2 months but have decided not to apply because

    a) according to some posts here on the board they tend to give an inital CL of a whopping $300

    b) they pull all 3 CRA

    3 hards for $300 is too expensive to me and thus the shredder eats the letter
     
  4. Moya

    Moya Well-Known Member

    Thanks Mark that's all I really need to know... Don't really like Captial one anyway!
     
  5. Mark LA

    Mark LA Well-Known Member

    Re: Captial One Business Credit????

    I second that.
    Also received the three pre-approvals - but all 3 cras for a ridulously low limit - i don't think so :)
    btw - they also called me at work for their regular plat biz card - and i said no - the rep asked me why - and i told her - that it was mostly because of the fact that they check all 3 cras and i don't need all those inquires - and she told me - oh no - they only check one credit reporting agency.
    Somehow - i didn't think she knew what she was talking about and i didn't feel like getting into a "well - if you send me that in writing" kind of conversation - so i politely (i'm always polite :) declined
     
  6. creditwork

    creditwork Well-Known Member

    Re: Captial One Business Credit????

    I'll third that, they gave me a 5k line, but that is not enough for business.

    www.creditsense.com
     

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