Separate names with a comma.
Discussion in 'Credit Talk' started by Desmond, Feb 13, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I've found out that those silly commercials that say...no credit, bad credit, no problem... are misleading. You must have a substanial down payment or the interest rates are out of this world.
I WAS IN THE CAR SALES BUSINESS FOR A YEAR.I MUST TELL YOU THAT ANYONE WITH A BK WILL HAVE A THOUGH TIME GETTING APPROVAL ON THEIR OWN.
THINGS YOU NEED.
1.STRONG CO SIGNER
2.ABOUT 40% DOWN
PLEASE NOTE EVEN APPROVED THE RATES WILL BE VERY HIGH.
IF THEY TELL YOU THAT THEY CAN'T PUT YOUR NAME ON THE DEAL. GET UP AND WALK AWAY.
Also, if you had a car loan at the time of the b/k did you reaffirm the debt? GMAC, etc will look at any auto repossession, etc. A larger down payment and low tier rating will produce higher apr. c or d, if they would agree to finance you.
You can get a new car just months after discharge with a great financing package with a reasonable down payment.
I know. I did it. At the risk of drawing the wrath of the Ford Credit haters on this list (I can hear them composing their flames now), I highly recommend Ford for its willingness to lease cars to folks just out of a Chapter 7. I got a brand new Taurus at 4.9 percent financing and less than 10 percent due at signing. A $1,000 rebate was applied to my down payment, so I had to come up with very little out of pocket.
An Olds dealer also said he could finance me, but the discussions didn't get far because the dealer was only willing to work on one car on the lot. The Ford dealers all were willing to work on getting us the car we wanted instead of the car they wanted to get rid of.
At least one other person on this list also got a great deal from Ford just months after a Chapter 7. If you are just out of a BK, Ford is the way to go.