Car loan help! I am having absolutely no luck getting a car loan. I've been turned down by just about everyone; Local finance cos, peoplefirst.com, household, my credit union,etc. A couple of local dealers are trying to help now but I'm not holding my breath! I was told that my score is 579 which believe it or not is much,much higher than it was a year ago and definitely 5 years ago. I have no recent negative entries. Everything is at leat 4 years old--some are being disputed. There are a lot of collections and a couple of judgemements--all being taken care of or have been taken care of. I have no dependents and an income of 45/yr and have 3 positive credit lines on my report. I rent but have been at this residence for years. None of that seems to have any bearing! I currently drive a company vehicle but will be changing jobs which requires me to have my own vehicle. Because I'll be doing a lot of driving in the field, I need it to be very reliable and preferably brand new. I expected to get a high interest rate but didn't expect total rejection! My credit union turned me down but stated that they were sure I'd get approved with a finance company with a high interest rate and they would re-finance me after 6 months. They were wrong. Any advice anyone? Please help!!!!!