Hey, I have a problem that I need some help with. In August my car loan reported a 30 day late for July just on my TU report. This is a joint loan with my hubby and his did not reflect the late. I have never been late on this so I immediately disputed it and called the loan company. They verified I had never been late and said they would submit a manual update. I never received a report back from TU regarding my dispute but on a report dated 10/26 the late was removed and it had a verified date of 9/2001. Ok I just pulled my TU report and it now has 2 30 day lates for 7/1/2001 & 8/1/2001 so I checked my hubbys and it also is listing the 2 lates. Which I was never late at all! What should I do? I don't want it to take 3 months again to correct, this is ridiculous. Any suggestions?