I got a car loan just about two weeks ago and it is already showing on Equifax. It cost me three inquiries on Eq but the new TL seems to reverse that negative effect and add positive points. So my score went from 623 to 627. Small I realize but I kinda thought it would drop my score for awhile until some time and payments passed. On the other hand, I had 2 hards on EX from loan shopping which dropped my credit expert score by 8 points. Hopefully the score will rebound once the loand starts showing. Just thought I would share in case anyone else is car loan shopping. Eq 627 EX 634 TU 574 (these guys will take a negative report from anyone who wants to throw it on there)
