Separate names with a comma.
Discussion in 'Credit Talk' started by Mark, Apr 16, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
A C&D (Cease & Desist) demand is generally only applicable as related to third party collectors, not original creditors. Therefore one canâ??t usually demand that an original creditor stop calling, especially if the consumer is factually late. Doesnâ??t matter (technically) how late one is, a single day or more can be sufficient to justify a collection call.
However, if contractual terms allow for a grace period (like ten days)? Itâ??s not common practice to call on an account within that period, because itâ??s simply not cost-effective; and the account is not (technically) delinquent. Most folks pay within such a time frame, so itâ??s a waste of the collection staffsâ?? time.
What may be happening is that the creditorâ??s auto-dialer could be misqueuing numbers (it happens), leading the collection effort erroneously. Nonetheless, memorialize each instance in writing because if it continues you could have grounds for certain claims. Either that or you could have some fun with the collector(s), keeping them on the phone by engaging conversation (which tweeks their call ratios the longer they talk).
Keep The Faith,