A friend of mine purchased a car at a buy here pay here lot and the loan was finaced through a totally different finance company. Later the car was reposessed. The finance co. is reporting to the CRA's. Is that the OC? Or is the Buy here pay here lot the OC?? How does one deal with a situation like this? The finance company apparently is reporting incorrect information under the repo, making it worse than the repo itself. Can my friend DV? or is this wrong since its not a per say...>CA?? Very confused on best route to take.
