I'm an Engligh guy living in Japan and need a USD online credit card. Not the best combination I know, but I have a clean record and so it must be possible. I have looked everywhere, and just can't find a company. Please let me know if you have any info. Nick
USA credit cards require a social security number and a USA address to even consider you for a card. I am not too familiar with offshore credit cards but search in Yahoo or Google search engines, you may be able to find something that fits your needs. Alex www.Creditinsiders.com
The solution: Ok, here's what you do: 1. Go to http://www.gmbe.com and get a U.S. mailbox. Your address may be "shadowed" not to look like a PO Box. 2. Go to http://www.irs.gov , download form W-7, fill in and send it. This will get you an ITIN, which is a SSN-like number that American Express accepts. 3. Get an American Express card either from a British or a Japanese bank or other financial institute. 4. Call AMEX USA, Special Handlings unit, 1-800-453-2639, and apply for a "Structure Change". This will "Americanize" your card. When you speak w/ them, give your ITIN and GMBE-address. Good luck, Saar
RE: The solution: After you get the US Address via Mailbox etc or others and your ITIN... aply over the web to a First Usa credit card and two others, it will create your file in your reports. Then apply for capital one Secure, FCNB secure or Aria, they will approve you, then just star to build your credit. PS. You will also need to open a checking account in the USA. I will recomend Washington mutual Bank (Free checking Acc).
WRONG Only Chase and United National Bank accept the ITIN for secured applications! As for the Bank account good luck, best bet is a brokerage account with Waterhouse or Fidelity. Banks want a real SS# or in person to open accounts!
Just forget the Michael's post Nick, Forget the Michael's post!. You can open a US checking account or another account without any SS# or ITIN. I suggested to open the account because you need to pay for the credit cards statemets in US funds.
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Americanexpress in the UK has an international Dollar Card available for anyone worldwide. http://home3.americanexpress.com/intldollarcard/default.htm
