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Discussion in 'Credit Talk' started by Jackie, Jun 24, 2000.
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Carson's is a great store. I'm not sure how convenient their credit card is(interest rate, grace period,etc.). If you are wanting the card to build a credit history or keep your other credit lines open, it may be a good idea. However, too many cards can work against you so be careful. Also, if you have a lot of recent inquiries, I would suggest you wait 6 months to 1 year before applying for more credit. Creditors may deem you as "credit hungry" if they see a lot of inquiries with a short credit history and don't want to take the chance that you will receive more credit than you can handle. Good luck!
Too Many Inquiries
I have 4 inquiries in the last 6 months, and I thought that was a lot.
I think a department store is a good way to build credit, particularly if you shop there anyway. Store cards may be easier to get, but you may have too many inquiries even for a store card. You probably need to wait a while. A young friend of mine had only one inquiry in her entire life, and she easily got a card at Robinsons, which is also part of May Company.