After reading all the posts I decided to give it a shot. I was also kind of wondering about my TU report. When I pull it from TU it says that my BK is gone but Worthknowing still shows a public record but doesn't say what it is. I was worried that TU was split since I was pulling WK so much for bumpage. Anyway, I applied just for the heck of it. An inquiry there doen't phase me much since no one in this area uses TU. To my surprise I ws approved instantly for $1500. I can never use it since there are no stores here but I guess it adds to credit mix. I applied for my husband and he was denied so I will let you know when it comes if the BK was the reason. Other than that our reports are about the same including our scores.(mid 600's) So I would agree it is an easy card to get. I have 3 negatives. 2 are 30 day lates from several years ago and Sears still shows included in BK even though the BK is gone. I also have high usage right now. Kim Kim
You can use it to get up to 20% out of an ATM machine. This will show some usage on it. Granted, it may cosst you a few dollars for this use.
I didn't know that. Maybe every 2 or 3 months, I'll get some gas money out. Too bad they don't have an online store. Maybe I could call and see if they ship. I do need a few small home improvement items. Kim
